How to be Successful with Long Term Care Planning

Unfortunately, many Americans lack the preparation or desire for long term care planning. They are worried about the effects of senility such as weaker bodies and aging-related illnesses. However, they do not plan to get long term care insurance. Americans cannot rely much on Medicare and Medicaid.  These two programs have limited coverage for long term care benefits.

Save Money through LTCI Quotes

You may have heard statements about long term care insurance quotes. If not, then you may have seen their links while reading websites that provide long term care information. In case you do not know, LTCI quotes are forms that you sign up to get a long term care insurance policy. Most LTCI quotes found in the Internet are offered by famous insurance companies like John Hancock and Genworth.

Leave behind the nursing home?

Guide to Long-Term Care blog

There is a new trend to move patients out of nursing homes and into home care, giving patients more options and lowering costs. Of course some patients will still need nursing homes, but it’s estimated that about one-third of people in nursing homes could be cared for at home.

According to the Census Bureau, the percentage of people 65 and older who live in nursing homes has steadily decreased over the last 20 years, from 5.1% in 1990 to 3.1% in 2010.

One reason for the change is the high cost of institutional care: the average annual cost per person for nursing home care is about $75,000 nationwide, while in-home care costs around $30,000 to $60,000 a year. But perhaps more important is the improved quality of life for people who can live at home. Studies have have long shown that older people prefer to stay in their homes as…

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Get Long Term Care Quotes before Acquiring an LTC Policy

With more and more people becoming aware of the need to have an LTC policy for their future retirement, the importance of long term care quotes becomes more apparent. With quotations for policy packages from several insurance carriers, individuals will be able to compare each plan’s benefits and costs with each other, and therefore be able to select the best deal for themselves.

How Long Term Care Quotes are Generated

Long term care quotes are becoming more sought after as the number of Americans looking towards their retirement increase. However, there’s a bit of confusion and misconception surrounding this kind of insurance policy, especially with how they’re calculated and what they entail. By reading the rest of the information below, you should be able to have better knowledge regarding LTC policies so that you can properly evaluate any quotations you ask for.

Thinking of WordPress.com for Your Business?

A thought to ponder…

WordPress.com News

Many of you use WordPress.com as a platform for your personal blogs, but it can also be your online home for your business. We have tools and features to help you establish a professional web presence, and support when you have questions.

Meet Erica Varlese, Happiness Engineer and Support Lead for WordPress.com Business. Erica is a New York-based writer, customer service maven, dog lover, and espresso fiend. Since 2011, she’s helped nearly thirty thousand WordPress.com users via email, forums, live chat, and in-person at conferences and WordCamps. We asked Erica for her tips on using WordPress.com for business, getting the support you need, and dos and don’ts.

What advice would you give someone who wants to use WordPress.com to create a site for their business?

For many businesses, the focus is on building a standard website, not a blog. WordPress.com is great for blogging, and flexible enough to use…

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The Necessities of Long Term Care

When people think of long term care, the picture of a nursing home would probably the first thing that would come to their minds. But this type of care varies depending on the policy holder’s current medical and health care needs. The LTC services they would need to include in their policy program is also under their discretion. Yet in most studies, one in every four elderly, aged 65 or older, would soon need this type of care in their lives.

Important Tips when Purchasing Long Term Care Ins

Buying long term care ins requires careful thought and much deliberation. Like any other major purchase, your choice of insurance is quite a big deal, but it carries a lot of weight since it would have many effects on your future life. So before you go ahead and acquire one, read the tips below to come up with the best decision:

Long Term Care Insurance in the Peach State

     Retirement is a stage in a person’s life where they can enjoy individual interests and pursuits. The activities and hobbies that a person never got around doing before can now be indulged in when one retires. In the state of Georgia, people living here are strongly encouraged to prepare for retirement and secure long term care insurance just before hitting the age of 65. This way, people are ready for the future when they grow old and no longer have a steady income. This also a means of protecting the assets they have acquired during the years that they were more productive.

The Almost Inevitable Need for Long Term Care

It can be argued that not everyone will need long term care in the future. Usually, those who had family members dying unexpectedly before they could benefit from their insurance policies would attest that this type of insurance can be unnecessary, or at least not universally needed. These individuals would later on forgo buying an insurance plan, thinking that the money they pay for their premiums might end up just going to waste anyway.